Illinois to begin checking for auto insurance electronically


Graphic Illinois Sec of State

SPRINGFIELD – Illinois will begin cracking down on motorists who do not carry insurance with random checks done electronically twice a year. Illinois Secretary of State Jesse White said the program requires insurance companies to work in conjunction with his office to confirm residents are following the law. The vast majority of vehicle owners will not have to do anything, as the verification will be confirmed automatically. If electronic verifications are unsuccessful, the Secretary of State’s office will send a written request to the vehicle owner giving them the opportunity to prove they have insurance before suspending their vehicle registration. Vehicle owners must contact their insurance company or notify their insurance agent that they received a letter with a specific reference number from the Secretary of State. Beginning July 1, 2021, vehicle owners who are unable to prove insurance will face a license plate suspension and $100 reinstatement fee. Vehicles owners who do not currently have automobile insurance must obtain insurance to avoid license plate suspension.

“My office has led the effort to establish and implement an automobile insurance verification system online which will serve to reduce the number of Illinois motorists driving while uninsured,” said White. “The message is simple: if you don’t have auto insurance, get covered now. It is the law.”